lic agent IC-38 exam set-30

Online IC-38 Mock Test and training material for LIC agency

Thank you for taking part in online test

Test your Preparation

• Home
• 30
• 31
• 32
• 33
• 34
• 35
• 36
• 37
• 38
• >>>

IC-38 Online Mock Test for LIC agency Exam preparation SET-30

Question-1 :

Mr. Bhaskar,had:taken atermi plan 2008 for Rs. 7 la. He has anADBrider'worthRS.;4 la UnfortunatelyBhaskar died u car accident How much will,he tle.death claim?
[A]. Total 7 lac will be paid as death claim	[B].Total 4 lac will be paiasdeathcIaim due tocar accident.
[C].Total 11 lac will be paid	[D]. Total 7 lac will be paid without any deduction

Question-2 :

In a fact find, a couple discovered their need to be estate planning? In what life stage will they be in?
[A]. Married	[B].Married with children
[C].Married with older children	[D]. Retirement

Question-3 :

Aman has taken a term plan for 20 years In the 3rd year he suffered financial crisia due to....whibh he' was'. unable to pay premium within grace period . and died after I month. The nominee files a claim and is rejected because
[A]. Policy was not in force	[B].This condition was excluded in policy
[C].The claim is fraudulent	[D]. The claim ian early claim

Question-4 :

The delay in settling claim by any insurance company as Pø: IRDA norms has to pay _% if the bank rate was 5.2% durin9 the claim p
[A]. 0.07	[B].0.09
[C].0.072	[D]. 0.08

Question-5 :

Insurance benefits
[A]. Individuals	[B].The country
[C].The society	[D]. All the three

Question-6 :

ii Moral hazard reflects the
[A]. Intentions and attitude of proposer	[B].Habits and Hobbies of proposer,
[C].Occupation and residence of proposer	[D]. Medical and personal history of proposer

Question-7 :

An indemnity bond was signed in a policy whön the claim was pai This indicates that the policy was
[A]. lt was lost	[B].It was paid up
[C].It was lapsed	[D]. It was surrendered

Question-8 :

Mr. Gupta is recently detected with lung cancer. He would like take an insurance. Wht is your suggestion?
[A]. Time of death is uncertain, so insurance can be given	[B].only lung is affected so health insurance can be given
[C].He can take insurance after submitting health certificate	[D]. Cannot be given insurance for health reason

Breach of duty of utmost good faith
[A]. Nondisclosure of material facts	[B].concealment of material facts
[C].Fraudulent presentation	[D]. All above

Question-10 :

Life insurance is better than other avenues of saving in respect of
[A]. Marketibility	[B].Liquidity
[C].Trancsferability	[D]. All the three above

Click on Finish/Submit to View Your Score

Click on below links to practce more sets

• Home
• 30
• 31
• 32
• 33
• 34
• 35
• 36
• 37
• 38
• >>>

********************************************

Click >>Go to Next Set>>>

********************************************

• IC-38 LIC agency Exam preparation | SET-30
• IC-38 LIC agency Exam preparation | SET-31
• IC-38 LIC agency Exam preparation | SET-32
• IC-38 LIC agency Exam preparation | SET-33
• IC-38 LIC agency Exam preparation | SET-34
• IC-38 LIC agency Exam preparation | SET-35
• IC-38 LIC agency Exam preparation | SET-36
• IC-38 LIC agency Exam preparation | SET-37
• IC-38 LIC agency Exam preparation | SET-38
• IC-38 LIC agency Exam preparation | SET-39