Monday, 2 September 2019

lic agent IC-38 exam set-33

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-33

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-33

Question-1 :

Mr. X is illiterate and is buying insurance. Mr. Y fill up the proposal form on behalf of Mr. X and also endorses and signs an attestation in the proposal form. In addition to all document what else should be taken
[A]. Mr. X photograph [B].Mr. Y photograph
[C].Mr. X thumb impression [D]. Mr. Y thumb impression

Question-2 :

If a person is missing then after how many years will he be considered as dead & SA paid to the nominee.
[A]. 5 [B].7
[C].10 [D]. 12

Question-3 :

 Rahul is licensed insurance agent.  As agent he must carry out his role in accordance with
[A]. Insurance company code of conduct [B].IRDAAct code of conduct
[C].IRDA regulation code of conduct [D]. Insurance Act code ofconduct

Question-4 :

Client died in 89th day from DO In which category he is not eligible for claim
[A]. Murder [B].Deep Illness
[C].Accident [D]. Suicide

Question-5 :

lnsurer will not pay the claim unless
[A]. Policyholder makes a deman [B].Policyholder makes a demand
[C].Event insured against happens [D]. lnsurer Comptes the enqui

Question-6 :

 During claim insurer deduct Rs. 10,000 in spite of having  no Lien and all due premiums are pai What are the other reason for deducting the same?
[A]. Premium Rate increase [B].Loan facility
[C].Mode of Payment [D]. Loading

Question-7 :

Prabhu, a businessman taken a term insurance for Rs. 30 lacs for 30 yrs. It is a example for
[A]. Risk retention [B].Risktransfer
[C].Riskavoidance [D]. Risktolerance

Question-8 :

The delay in settling claim by any insurance co, as per IRDA norms has to pay....% if the present bank interest rate is 5.2%
[A]. 0.07 [B].0.085
[C].0.072 [D]. 0.082
Vikas takes insurance policy and dies after B months. If claim needs to be rejected basis of the rejection would be
[A]. Suicide [B].Murder
[C].Death due to accident [D]. Body notfound

Question-10 :

 Insurance market divided into
[A]. Endowment and money back insurance [B].Life and non-life insurance
[C].Govt. and Pvt. Insurance market [D]. Health and saving Insurance market

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