Monday, 2 September 2019

lic agent IC-38 exam set-38

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-38

Online IC-38 Mock Test and training material for LIC agency

Test your Preparation


IC-38 Online Mock Test for LIC agency Exam preparation SET-38

Question-1 :

Utmost good faith will operate in existing policy
[A]. Every time premium is paid [B].If policy has lapsed and it has to be revived
[C].If insured person falls sick and admitted to hospital [D]. If the insured person changes his job

Question-2 :

Samir is married and he has only one partner with dependent parents and no chil What should be his priority?
[A]. Income protection [B].Inheritance planning
[C].Investment efficiency [D]. Longterm saving

Question-3 :

Insurer appoints a candidate of this professional qualification ,who decides the amount of premium in insurance products
[A]. Actuary [B].Underwriters
[C].Sales Officer [D]. Advisor

Question-4 :

Why need do self employed people have to buy medical insurance than that of a person employed with a public sector company
[A]. Public sector employees do not get sick very often [B].public sector employees enjoy medical cover related to the Job
[C].Self employed person fall sick quite often [D]. Self employed person give more priorities to health

Question-5 :

 Proposal decision to be communicated to the client with in
[A]. 7 days [B].10 days
[C].15 days [D]. 30 days

Question-6 :

Mr. Yash has taken an annuity on 25th August 2010. The 'benefit, of the plan will start from 25th August 2011. What type of annuity. plan isthis?
[A]. Guaranteed period annuity [B].Life annuity
[C].Deferred annuity [D]. Immediate annuity

Question-7 :

Where annually increasing flexible premium operate ur insurable what rate of increase will generally apply?
[A]. 0.025 [B].0.03
[C].0.05 [D]. 0.075

Question-8 :

Under a health insurance policy if a policy holder needs to his no claim bonus how can that be done
[A]. Cash encashment [B].Discount in the next premium
[C].Increase in the cover level [D]. Certain policy exclusion
Claim was settled however full sum assured not paid th policy was in force due to
[A]. Lien [B].Bonus
[C].Surrender [D]. Accidental death

Question-10 :

Customer has opted for a 5 yrs guaranteed annuity option. What will happen to annuity if the customer survives for 5 years after the end of guarantee p
[A]. Paid upto 75yrs [B].Annuity will be continued for next 5 yrs
[C].Till he die [D]. Not remembered

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 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus in HINDI # SET-30 ...