Tuesday, 20 August 2019

lic agent IC-38 exam set-22

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-22

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-22

Question-1 :

During fact finding the need revealed requirement for margin money and retirement fund. Which of these assumes higher priority will be determined on the basis of
[A]. Margin money [B].Retirementfund
[C].Tenure left for retirement and corpus needed [D]. Quantum of investment

Question-2 :

Client died in 89th day from DOC. In which category he is not eligible for claim
[A]. Murder [B].Deep Illness
[C].Accident [D]. Suicide

Question-3 :

Insurable interest on one's own life limited upto
[A]. 20 times of Gross Annual income [B].Liabilities
[C].Assets [D]. Unlimited

Question-4 :

In which of the recognised life stages an indivlducl does not required any protection cover
[A]. Childhood [B].Young married
[C].Pre retirement [D]. Retirement

Question-5 :

A human being's value is measured by
[A]. The income that he generates [B].The value of the goods that he produces
[C].His academic qualification [D]. All of the above

Question-6 :

If a person chooses Cumulative deposit than Recurring deposit ,difference will be in
[A]. frequency of interest  calculation [B].Tax
[C].Interest tax [D]. Tenure

Question-7 :

In a MWP policy the beneficiaries under the plan, other than wife can be
[A]. Ex wife [B].Sibling
[C].Parents [D]. Children

Question-8 :

Alumpsum withdrawal allowed as commutation in pension plan is
[A]. 1/3 of accumulated fund [B].114 of accumulated fund
[C].1/2 of accumulated fund [D]. Full withdrawal is allowed
What will be maturity benefit under health insurance plan
[A]. Fund value [B].Paid premium
[C].Paid premium with interest [D]. No maturity benefit

Question-10 :

To avail the income tax benefit at investment stage,V
[A]. 10% of Cumassured [B].20% of sum assured
[C].30% of sumassured [D]. 40% of sum assured

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