Sunday, 17 November 2019

lic agent IC-38 exam set-60

 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-60

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-60

Qusetion : 1

Which of the below is a criteria for a hospital establishment ?
[A]. Maintains daily records of patients and makes these accessible to the insurance company’s authorised personnel [B]. Has at least 10 in-patient beds in towns having a population of less than 10,00,000
[C]. At least 15 in-patient beds in all other places [D]. All of the above

Qusetion : 2

In householders insurance which of the following is covered ?
[A]. One's shop [B]. Gold and Silver Ornaments
[C]. Cars [D]. All of the above

Qusetion :3

Which of the below death claim will be treated as an early death claim ?
[A]. If the insured dies within seven years of policy duration [B]. If the insured dies within five years of policy duration
[C]. If the insured dies within three years of policy duration [D]. If the insured dies within ten years of policy duration

Qusetion : 4

An agent is intermediary between
[A]. Client and insurance company [B].Client and IRDA
[C].Insurance Company & IRDA [D]. Insurance and Reinsurance Company

Qusetion : 5

An indemnity bond was signed in a policy whön the claim was pai This indicates that the policy was
[A]. lt was lost [B].It was lapsed
[C].It was paid up [D]. It was surrendered

Qusetion : 6

The best way to prove that customer of a ULIP policy is given awareness about the commission paid to the agent is
[A]. Ask the insurer to give a policy endorsement letter [B].From signed copy of benefit illustration
[C].From the fact details [D]. From ticked columns of proposal form

Qusetion : 7

The delay in settling claim by any insurance company as Pø: IRDA norms has to pay _% if the bank rate was 5.2% durin9 the claim p
[A]. 0.07 [B].0.072
[C].0.09 [D]. 0.08

Qusetion : 8

 What will be maturity benefit under health insurance plan
[A]. Fund value [B].Paid premium with interest
[C].Paid premium [D]. No maturity benefit

Qusetion : 9

What is the maximum time in which the insurer should settle a claim when all documents are submitted
[A]. 3 days [B].30 days
[C].15 days [D]. 10 days

Qusetion : 10

E-Sales lefers to sales of insurance product through
[A]. Insurance broker [B].Individual agent
[C].Bancassurance [D]. Internet

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