Tuesday, 20 August 2019

lic agent IC-38 exam set-26

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-26

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-26

Question-1 :

 Which of following refers to specific event which might cause a loss
[A]. Peril [B].Hazard
[C].Physical hazard [D]. Uncertainty

Question-2 :

With profit policies can be given to
[A]. surety [B].keyman
[C].partner      [D]. Individual

Question-3 :

Which risk is associated with those events which are not in control of an individual .and no possibility of making profit
[A]. Pure risk [B].Particular-risk
[C].Financial risk [D]. Insurable risk

Question-4 :

 Acouple has 7 year old son. What solution would they be looking for
[A]. Retirement [B].Health care
[C].Child education [D]. Life cover

Question-5 :

 Insurance Contract without any  Insurable Interest  will result?
[A]. Wagering Contract [B].Legal Contract
[C].Void Contract [D]. All of the above

Question-6 :

Mrs. Sheela received some amount out of her husband's d In such a situation what will be her prime focus
[A]. Saving [B].Insurance
[C].Investment management [D]. Planning for pensi

Question-7 :

Insurance is helps to
[A]. Reduce the consequence of adverse situations [B].Guarantee that assets are always procutive
[C].Ensure that assets never breakdown [D]. Do all of the above

Question-8 :

To be a valid contract ,the declaration is necessary in which document
[A]. Policy Document [B].proposal form
[C].FPR [D]. RPR
Ramesh wants to buy 15 years pension plan for retirement while calculating gaps required at the end the gratuity amount was completely ignored because  he is
[A]. self employed [B].Widower
[C].Savings are significantly higher [D]. Govt employee

Question-10 :

Advisor motivate the client to surrender the existing Endowment plan and buy new Whole life policy for gaining higher commission, is the example of?
[A]. switching [B].Building long term relations
[C].Revisit the financial planning [D]. Churning

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