Sunday, 17 November 2019

lic agent IC-38 exam set-57

 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-57

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-57

Qusetion : 1

Employees compensation Insurance is also known as _
[A]. Workman's compensation Insurance [B]. Factory Compensation Insurance
[C]. Fire Insurance [D]. Money Insurance

Qusetion : 2

Initial contact can be made through a letter, by telephone, face-to face
[A]. For sales interview [B]. For conducting a need gap analysis
[C]. For the pre-interview approach [D]. None of the above

Qusetion :3

The premium in burglary depends on:
[A]. Location of premises [B]. Security measures
[C]. Nature of property [D]. All of the above

Qusetion : 4

Relation between insurer and Broker means
[A]. Client represents the broker and the insurer remunerate the broker [B].Broker represent the client and insurer remunerate the broker
[C].Insurer represent both client and broker remuneration [D]. Brokerserve the client

Qusetion : 5

Perceived needs are
[A]. Short term needs [B].Imagined to be important by client
[C].Imagined to be important by advisor [D]. Long term needs

Qusetion : 6

 During claim insurer deduct Rs. 10,000 in spite of having  no Lien and all due premiums are pai What are the other reason for deducting the same?
[A]. Premium Rate increase [B].Mode of Payment
[C].Loan facility [D]. Loading

Qusetion : 7

Under S 80C the maximum tax deduction that can be gainpremium paid Rs._in a financial year
[A]. Rs. 75,000 [B].Rs. 1,20,000
[C].Rs. 1, 10,000 [D]. Rs. 1,00,000

Qusetion : 8

To avail the income tax benefit at investment stage,V
[A]. 10% of Cumassured [B].30% of sumassured
[C].20% of sum assured [D]. 40% of sum assured

Qusetion : 9

Mrs. Sheela received some amount out of her husband's d In such a situation what will be her prime focus
[A]. Saving [B].Investment management
[C].Insurance [D]. Planning for pensi

Qusetion : 10

Client died in 89th day from DO In which category he is not eligible for claim
[A]. Murder [B].Accident
[C].Deep Illness [D]. Suicide

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