Sunday, 17 November 2019

lic agent IC-38 exam set-51

 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-51

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-51

Qusetion : 1

Employees compensation policy is a type of:
[A]. Marine Insurance [B]. Liability insurance
[C]. House holders Insurance [D]. Fire Insurance

Qusetion : 2

In Shopkeepers insurance all the follwing are covered except
[A]. Malicious Damage [B]. Machinery Breakdown
[C]. Money carried by customer to business premises [D]. Business interuption

Qusetion :3

Que. 36 :Anil wants to invest in wealth Accumulation Products. In Below of the which product he should invest.
[A]. Bank FD [B]. Life Insurance
[C]. Shares [D]. General Insurance

Qusetion : 4

A person retiring within 3 months need return as pension. What kind of investment plan he need to choose.
[A]. Immediate Annuity [B].Anticipated Endowment
[C].Deferred Annuity [D]. ULIP

Qusetion : 5

Ram lal is an insurance policyholder. He has recently shifted his home from New Delhi to Noid He wants the address to be change This change in policy document will be effective through?
[A]. Terms & condition [B].Endorsement
[C].Preamble [D]. Schedule

Qusetion : 6

The amount payable under a life Insurance policy depends on
[A]. The income pf the insured person at the time of the claim [B].The amount of the sum assured
[C].The income of the insured person When he took the insured [D]. None of the above

Qusetion : 7

Policies as he was regularly paying the premium. What is your suggestion?
[A]. Due to regular premium he can take loan from both the policies [B].No loan from money back but can take loan from whole life
[C].He can surrender whole life and take loan.from money back policy [D]. He can't take loan from whole life policy but can avail loan from money back policy

Qusetion : 8

Policy holder takes a insurance contract for 30 years and the SA reduces after 25 years what could be  the likely reason
[A]. No bonus accumulated  [B].Policy has become paid up 
[C].Age proof was substantially wrong [D]. Its a ULIP Plan

Qusetion : 9

What are the factors involved in calculating surrender value
[A]. Number of year's premium paid [B].Sum assured
[C].Number of premium payable [D]. All of above

Qusetion : 10

Insurable interest on one's own life limited upto
[A]. 20 times of Gross Annual income [B].Assets
[C].Liabilities [D]. Unlimited

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