Sunday, 17 November 2019

lic agent IC-38 exam set-62

 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-62

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-62

Qusetion : 1

A Client can reject a policy after how many days of receiving the same.
[A]. 30 [B].50
[C].15 [D]. 20

Qusetion : 2

Mr. Bhaskar,had:taken atermi plan 2008 for Rs. 7 l He has anADBrider'worthRS.;4 la UnfortunatelyBhaskar died u car accident How much will,he tle.death claim?
[A]. Total 7 lac will be paid as death claim [B].Total 11 lac will be paid
[C].Total 4 lac will be paiasdeathcIaim due tocar accident. [D]. Total 7 lac will be paid without any deduction

Qusetion :3

Utmost good faith will operate in existing policy
[A]. Every time premium is paid [B].If insured person falls sick and admitted to hospital
[C].If policy has lapsed and it has to be revived [D]. If the insured person changes his job

Qusetion : 4

A & B in enters into a Contract & B accepts the Contract with a condition. Will this be considered as a Contract Between A & B?
[A]. Contract is created only when the acceptance isunconditional. [B].Both are Correct
[C].Contract is created only when the acceptance isconditional. [D]. Both are Incorrect

Qusetion : 5

Earning Pooling of risk in insurance means
[A]. Premium collected & deposited in a pool [B].Premium is pool to make claim
[C].All similar risks are pooled together [D]. Contribution of insurance company

Qusetion : 6

Husband and wife jointly taking insurance policy what is the reason that they need not mention nominee under this insurance policy
[A]. Whole life [B].Joint Life Policy
[C].Return of premium [D]. Endowment policy

Qusetion : 7

When will the Principle of Utmost Good faith apply in Term insurance plan?
[A]. Throughout the policy contract [B].before receiving policy document
[C].before premium deposit [D]. After receiving the policy document

Qusetion : 8

In which kind of policy the insurable interest should exist at the time of claim only
[A]. Motor insurance [B].Liability insurance
[C].Marine insurance [D]. Travel insurance

Qusetion : 9

A & B in enters into a Contract & B accepts the Contract with a condition. Will this be considered as a Contract Between A & B?
[A]. Contract is created only when the acceptance isunconditional. [B].Both are Correct
[C].Contract is created only when the acceptance isconditional. [D]. Both are Incorrect

Qusetion : 10

Policy having two nominees what should be the minirT allocation
[A]. Each nominee to get minimum 10% [B].First nominee to get more than second nominee
[C].Each nominee to get minimum 25% [D]. No such condition

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