Monday, 2 September 2019

lic agent IC-38 exam set-40

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-40

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-40

Question-1 :

Under which section of the Income Tax Act can an individual get a deduction from taxable income for the
[A]. S. 80D [B].S. 80C
[C].S 80E [D]. S. 80F

Question-2 :

 If I RDA is unable to discharge its functions or duties, central govt.
[A]. Has power to supersede the IRDA by issuing notification [B].Has power to supersede the IRDA by issuing a bill in parliament
[C].Has power to supersede the IRDA by issuing draft [D]. Can make changes inlRDAlaw

Question-3 :

A person planning to invest in Kisan Vikas Patra will go to
[A]. Insurance Branch [B].Post Office 
[C].Internet [D]. Mutual Fund Office

Question-4 :

 What is the limit of Ombudsman claim settlement?
[A]. insurance contracts of value not exceeding Rs. 20 lakhs [B].insurance contracts of value not exceeding Rs. 25 lakhs
[C].insurance contracts of value not exceeding Rs. 30 lakhs [D]. insurance contracts of value not exceeding Rs. 50 lakhs

Question-5 :

A customer while investing in to Recurring deposit or Cumulative deposit what are the key factors which will matter
[A]. Taxation [B].frequency of payment
[C].interest rates [D]. tenure

Question-6 :

 In a MWP policy the beneficiaries under the plan, other than wife can be
[A]. Ex wife [B].Sibling
[C].Parents [D]. Children

Question-7 :

Ramesh has invested in post office monthly income scheme. The interest rate was set at 6%. What will be the effect of rate in going years
[A]. Increase gradually [B].Decrease grdually
[C].Remain constant [D]. Chang as per market fluctuation

Question-8 :

 To whom prevention of money laundering Act 2002 (PMLA) is applicable
[A]. RBI/SEBI/IRDNFI [B].Corporate House
[C].All service providers [D]. All above
Vinod being an insurance agent can offer assistance to his cli Ramesh by
[A]. Providing him emergency fund [B].Matching the product with Ramesh need
[C].Recommendation of product with highestreturn [D]. Discourse saving in. a purposeful and need based manner

Question-10 :

 If a person is missing then after how many years will he be considered as dead & SA paid to the nominee.
[A]. 5 [B].7
[C].10 [D]. 12

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 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus in HINDI # SET-30 ...