Monday, 2 September 2019

lic agent IC-38 exam set-47

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-47

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-47

Qusetion : 1

Que. 17 :In Motor Insurance one of the warranties is
[A]. The vehicle should not be used carrying luggage for personal use [B]. The vehicle should not be used for speed testing
[C]. The vehicle should be washed daily [D]. The vehicle should not be run more than 200 km per day.

Qusetion : 2

Que. 2 :An example of a fact which need not be disclosed unless asked for is __________________ by the insurer for life insurance.
[A]. Age of the insured [B]. Other Insurance details
[C]. Heart ailment [D]. Insuring with an insurance company

Qusetion :3

Que. 32 :Each insurer is required to have an AML policy and accordingly file a copy with IRD The AML program should include:
[A]. Appointment of a principal compliance officer [B]. Internal policies, procedures and controls
[C]. Recruitment and training of agents on AML measures [D]. All of the above

Qusetion : 4

Que. 47 :___________________________ : Under this method underwriters assign positive rating points for all negative or adverse factors (negative points for any positive or favourable factors)
[A]. Judgment Method [B]. Numerical Method
[C]. All of the above [D]. None of the above

Qusetion : 5

The amount of insurance depends on
[A]. The penil [B].Neither the penil nor the risk
[C].The risk [D]. Both the penil and the risk

Qusetion : 6

Prashant buys an endowment plan with a SA Rs. I lac an to make use of tax benefit under the policy for whole S. much premium would help him avail this benefit-
[A]. Less than Rs. 10,000 [B].Less than Rs. 20,000
[C].More than Rs. 10,000 [D]. More than Rs. 20,000

Qusetion : 7

A human being's value is measured by
[A]. The income that he generates [B].His academic qualification
[C].The value of the goods that he produces [D]. All of the above

Qusetion : 8

A customer while investing in a recurring deposit or cumulative deposit what are the key factors which will matter
[A]. Taxation [B].Interest rates
[C].Frequency of payment [D]. Tenures

Qusetion : 9

 The business of insurance affects
[A]. Availability of capital for business [B].The safety of equipments in factories
[C].The life span of individuals [D]. All these three

Qusetion : 10

In which of the recognised life stages an individual does not required any protection cover
[A]. Childhood [B].Pre retirement
[C].Young married [D]. Retirement

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