Monday, 2 September 2019

lic agent IC-38 exam set-44

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-44

Online IC-38 Mock Test and training material for LIC agency

Test your Preparation


IC-38 Online Mock Test for LIC agency Exam preparation SET-44

Question-1 :

__________ is the fees payable to the Authority for issue / renewal of licence to Act as an insurance agent or composite insurance agent.
[A]. 350 [B].150
[C].250 [D]. 500

Question-2 :

In Shopkeepers insurance all the follwing are covered except
[A]. Malicious Damage [B]. Machinery Breakdown
[C]. Money carried by customer to business premises [D]. Business interuption

Question-3 :

Insurance refers to protection against an event that _______________happen whereas Assurance refers to protection against an event that ________________ happen.
[A]. might, will [B]. may, may not
[C]. must, need not [D]. will, will not

Question-4 :

_________ is the fees payable to the Authority for issue / renewal of license to Act as an insurance agent or composite insurance agent
[A]. 120 [B].250
[C].370 [D]. 100

Question-5 :

_______________ can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business.
[A]. MRI [B]. Joint Life Insurance
[C]. Credit Life Insurance [D]. Keyman Insurance

Question-6 :

In householders insurance which of the following is covered ?
[A]. One's shop [B]. Gold and Silver Ornaments
[C]. Cars [D]. All of the above

Question-7 :

An Insurance agent, after applying for license can be disqualified under section__
[A]. Section 44 [B]. Section 41
[C]. Section 42, sub section (4) [D]. None of the above

Question-8 :

under IRDA Guidelines, which of the following policies does not fall under internal tariff rated products?
[A]. Burglary insurance [B]. Fidelity insurance
[C]. Personal accident insurance [D]. Group health insurance
Insurers under right of subrogation are allowed to recover the loss paid from:
[A]. Railways and road carriers [B]. Airlines and porttrusts
[C]. Shipping companies [D]. All of the above

Question-10 :

_________________ is not a source of information for underwriter.
[A]. Pre- acceptance risk survey of the asset [B]. Proposal form
[C]. Annual accounts of the proposer [D]. Registration Certificate of the insurer

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