Monday, 2 September 2019

lic agent IC-38 exam set-48

LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-48

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-48

Qusetion : 1

A Policy was taken under MWP Act from XY company in Tamilnadu, but trustee was not appointe The family has move to Delhi. If a claim arises under the policy at Delhi, then it will be paid to
[A]. Official trustee of Delhi [B]. Official trustee of Tamilnadu
[C]. Official trustee of Mumbai(Head Office of XYZ company) [D]. None of the above.

Qusetion : 2

Que. 48 :Policy which covers loss or damage to aircraft is _____
[A]. Statutory liability [B]. Property Insurance
[C]. Aviation Insurance [D]. Money Insurance

Qusetion :3

Ramkumar is habitual car racer. What kind of hazard is this?
[A]. Physical hazard [B].Moral hazard
[C].Fraudulent representations [D]. Peril

Qusetion : 4

To be a valid contract ,the declaration is necessary in which document
[A]. Policy Document [B].FPR
[C].proposal form [D]. RPR

Qusetion : 5

Cost of the risk is product of which of the following 2 factors:
[A]. Happenings and result [B]. Insurance and Assurance
[C]. Cause and effect [D]. Probability and impact

Qusetion : 6

Which statement is correct?
[A]. lung cancer is peril and smoking is a hazard [B].smoking is peril and lung cancer is hazard
[C].Both the statement is correct [D]. Both the statement is incorrect

Qusetion : 7

Buying a car insurance policy allows us to :
[A]. Experience the benefit immediately after applying for a policy. [B]. Benefit cannot be experienced till an unfortunate event occurs.
[C]. Experience the satisfaction of getting compensated irrespective of the event occurring. [D]. None of the above.

Qusetion : 8

Prashant buys an endowment plan with a SA Rs. I lac an to make use of tax benefit under the policy for whole S. much premium would help him avail this benefit-
[A]. Less than Rs. 10,000 [B].Less than Rs. 20,000
[C].More than Rs. 10,000 [D]. More than Rs. 20,000

Qusetion : 9

An agent is intermediary between
[A]. Client and insurance company [B].Client and IRDA
[C].Insurance Company & IRDA [D]. Insurance and Reinsurance Company

Qusetion : 10

A customer while investing in a recurring deposit or cumulative deposit what are the key factors which will matter
[A]. Taxation [B].Interest rates
[C].Frequency of payment [D]. Tenures

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