Sunday, 17 November 2019

lic agent IC-38 exam set-70

 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-70

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-70

Qusetion : 1

Life insurance is arranged because
[A]. some one may die [B].Of both the above reasons
[C].Some one may live [D]. Of neither of the above reasons

Qusetion : 2

The probability of an event is mentioned
[A]. As a ratio [B].Neither as a percentage nor as a ratio
[C].As a percentage [D]. Either is a percentage or as a ratio

Qusetion :3

Which is the training institute for providing training to insurance agents?
[A]. Insurance Institute of India [B].RBI
[C].IRDA [D]. SEBI

Qusetion : 4

An insurer as a trustee, to give priority to
[A]. Policyholders, as a class [B].The claimant's financial condition
[C].An individual policyholder's difficulties [D]. All of the above

Qusetion : 5

The agents duties and responsibility ends
[A]. When the clients policy is issued [B].When the nominee has changed
[C].When the clients needs have been established [D]. When the maturity claimissettled

Qusetion : 6

lnsurer will not pythe.รง.aim unless
[A]. Policyholder makes a deman [B].`Event insured against happens
[C].Policyholder makes a demand [D]. lriSurer. comptes'theenqui

Qusetion : 7

Insurance is necessary because
[A]. Assets deprciate over time and through usage [B].Name of the above reasons
[C].Assets may be damagedby external causes [D]. None of the above reasons

Qusetion : 8

Shanker an advisor sold a term insurance and ULIP to Amar, ths client who is unmarried with no dependent, Shan ker action woul: be     
[A]. Underselling of insurance policy [B].Overselling of insurance policy
[C].Churning [D]. Ethical practice

Qusetion : 9

Insurance works on the principle of
[A]. Mutual help [B].Both of the above
[C].charity [D]. Neirther of the above

Qusetion : 10

Rahul is licensed insurance agent.  As agent he must carry out his role in accordance with
[A]. Insurance company code of conduct [B].I RDA regulation code olconduct
[C].IRDAAct code of conduct [D]. Insurance Act code ofconduct

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 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus in HINDI # SET-30 ...