Sunday, 17 November 2019

lic agent IC-38 exam set-71

 LIC IC-38 Online Mock Test for LIC agency Exam preparation according to IRDA syllabus # SET-71

Online IC-38 Mock Test and training material for LIC agency

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IC-38 Online Mock Test for LIC agency Exam preparation SET-71

Qusetion : 1

Complaint council bodies other than IRDA grievance readdress forum & COPA
[A]. Ombudsman [B].Insurance Association
[C].Insurance Institute of India [D]. FERA

Qusetion : 2

For an insurance agent, a low persistency ratio means
[A]. Loss of renewal commission [B].Higher reputation
[C].High client satisfaction [D]. More earning of first year commission

Qusetion :3

Mrs. Hansa, an agent has planned to sell maximum product within a short span of time by giving maximum rebates tocustomer to complete the context target of the company. Her action
[A]. Will benefit both the company and the customer [B].Agent will be terminated
[C].Reputation of the company will be high due to offers to the customer [D]. Agent will be qualified for the contest

Qusetion : 4

Vikas takes insurance policy and dies after B months. If claim needs to be rejected basis of the rejection would be
[A]. Suicide [B].Death due to accident
[C].Murder [D]. Body notfound

Qusetion : 5

If a person is missing then after how many years will he be considered as dead & SA paid to the nominee.
[A]. 5 [B].10
[C].7 [D]. 12

Qusetion : 6

During claim insurer deduct Rs. 10,000 in spite of having  no Lien and all due premiums are pai What are the other reason for deducting the same?
[A]. Premium Rate increase [B].Mode of Payment
[C].Loan facility [D]. Loading

Qusetion : 7

lnsurer will not pythe.รง.aim unless
[A]. Policyholder makes a deman [B].`Event insured against happens
[C].Policyholder makes a demand [D]. lriSurer. comptes'theenqui

Qusetion : 8

The delay in settling claim by any insurance co, as per IRDA norms has to pay....% if the present bank interest rate is 5.2%
[A]. 0.07 [B].0.072
[C].0.085 [D]. 0.082

Qusetion : 9

The agents duties and responsibility ends
[A]. When the clients policy is issued [B].When the nominee has changed
[C].When the clients needs have been established [D]. When the maturity claimissettled

Qusetion : 10

Client died in 89th day from DO In which category he is not eligible for claim
[A]. Murder [B].Accident
[C].Deep Illness [D]. Suicide

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